: Because the system verifies identity in the background via behavior, legitimate users experience fewer "step-up" authentications (like SMS codes), leading to a smoother experience.
"user_id": "u12345", "session_id": "s789", "event_type": "payment_initiation", "amount": 9500, "recipient": "new_account", "behavioral_data": ... // sent by SDK automatically : Because the system verifies identity in the