HDFC caps RTGS via NetBanking at ₹25 lakh/day unless you request a corporate/institutional limit enhancement (requires branch approval and income proof). For transfers above ₹25 lakh, you must visit a branch with valid ID and beneficiary details.

If you prefer offline banking or dealing in cash:

No – HDFC’s IMPS limit is ₹5 lakh per day regardless of balance.