Askari Credit Card Points (2026)

| Feature | Askari Points | Standard Chartered Rewards | HBL Premium Points | | :--- | :--- | :--- | :--- | | | 1 pt / Rs. 100 | 1 pt / Rs. 100 | 1 pt / Rs. 150 | | Best Redemption Value | Travel (0.6%) | Cashback (0.75%) | Airline Miles (1%) | | Points Expiry | 3 years | 2 years | No expiry | | Annual Fee Waiver | Yes (on spending ~Rs. 300k) | Yes | Yes |

: 1 Reward Point is roughly equivalent to PKR 0.17 . askari credit card points

To get a Rs. 1,000 Carrefour voucher, you might need 2,000 points (Rs. 200,000 spent). That is a 0.5% return rate —average for Pakistan, but low compared to international cards. | Feature | Askari Points | Standard Chartered