: Deposits are linked to balance maintenance, often allowing free deposits up to 10 times the AMB .
For RTGS/NEFT above ₹50 Lakhs, the beneficiary must be added as a "High Value Beneficiary" (cooling period of 30 minutes to 2 hours, depending on risk profile).
For exact, personalized limits, always refer to your or log into HDFC NetBanking → Account Summary → Transaction Limits .
| Account Variant | Free Cash Deposit per Month | Excess Charge (% of value) | |----------------|-----------------------------|----------------------------| | | Up to ₹2 Lakhs | 1.5% - 2% | | Premium Business Account | Up to ₹5 Lakhs | 1% - 1.5% | | Max Current Account | Up to ₹25 Lakhs | ~0.5% - 1% | | Trade/Roaming Current Account | Up to ₹2 Lakhs | 1.5% |
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