Yingyongbao ((free))

Yingyongbao, literally translated as "Leftover Treasure," is not a bank account but China’s largest online money market fund. Integrated directly into Alipay, it allows users to earn interest on spare change while maintaining instant access for spending. Since its 2013 launch, it has democratized wealth management for over 700 million users.

Yingyongbao, also known as App Store or Application Market, is a mobile application developed by Chinese tech giant, Tencent. Initially launched in 2011 as an app store for Android devices, Yingyongbao has transformed into a comprehensive platform that offers a wide range of services beyond just app downloads. yingyongbao