Housing Loan Interest Rate In Icici Bank New! Jun 2026

ICICI Bank, one of India's leading private sector banks, offers competitive interest rates on housing loans to help individuals achieve their dream of owning a home. The bank's housing loan interest rates are designed to be affordable and transparent, making it easier for borrowers to plan their finances.

| Loan Type | Approx. Interest Rate (p.a.) | Benchmark | |-----------|-----------------------------|------------| | Salaried – up to ₹75 lakh | 8.40% – 9.35% | Repo + Spread | | Salaried – above ₹75 lakh | 8.50% – 9.50% | Repo + Spread | | Self-employed | 8.60% – 9.70% | Repo + Spread | | Balance Transfer | 8.40% – 9.40% | Repo + Spread | | NRI Home Loan | 8.70% – 9.80% | Repo + Spread | housing loan interest rate in icici bank

Use ICICI’s EMI calculator online. Loan amount up to ₹5 crore generally. ICICI Bank, one of India's leading private sector

Securing a home loan is a significant milestone, and ICICI Bank remains a top choice for borrowers in May 2026 due to its competitive interest rates and flexible loan structures. As of , ICICI Bank housing loan interest rates typically start from 8.50% p.a. for applicants with a strong credit profile . ICICI Bank Home Loan Interest Rates (May 2026) Interest Rate (p

| Pros | Cons | |-------|------| | Quick approval for existing customers | Processing fee not always zero | | Wide branch & digital access | Spread can be higher than SBI for low scores | | Balance transfer with top-up loan | Customer service sometimes slow for rate reset queries | | Prepayment allowed without charge | Floating rates can rise suddenly with repo hike |