Interest rates are determined by your employment type, loan amount, and credit profile. Salaried: 8.50% p.a. onwards Self-Employed: 8.50% p.a. onwards Standard Rates (Salaried) Up to ₹35 Lakh: 8.50% – 9.40% p.a. ₹35 Lakh to ₹75 Lakh: 8.50% – 9.55% p.a. Above ₹75 Lakh: 8.50% – 9.65% p.a. Standard Rates (Self-Employed) Up to ₹35 Lakh: 8.50% – 9.55% p.a. Above ₹75 Lakh: 8.50% – 9.80% p.a. Fixed Interest Rates 24 Months: 9.10% – 9.15% p.a. Full Term Fixed: 10.90% – 11.20% p.a. Key Features & Charges
Fixed benchmark rate of 8.50% p.a. for both salaried and self-employed professionals. home loan interest rate of icici bank
Home Loan Interest Rates in India @ 7.50%* (2026) | ICICI Bank Interest rates are determined by your employment type,
: Usually up to 2.00% of the loan amount or ₹3,000, whichever is greater. onwards Standard Rates (Salaried) Up to ₹35 Lakh: 8
: Nil for home loans and home improvement loans with a floating interest rate.
The interest rates on ICICI Bank home loans are competitive and vary based on several factors, including the loan amount, loan tenure, and credit score of the borrower. Here are the current interest rates offered by ICICI Bank:
To secure the lowest available rate, borrowers must understand how ICICI Bank structures its pricing matrix and variables. Regular Floating Home Loan Rates by Bracket