If you are unable to access the internet or prefer speaking to a representative, you can check your status via phone.
If you prefer not to use digital tools, you can track your status through traditional contact methods: icici home loan status
| Status | Meaning | Action Required | |--------|---------|----------------| | | Initial submission done; yet to be assigned to a processing officer. | None, wait 24–48 hrs. | | Document Scrutiny | Basic document verification in progress. | Ensure all docs uploaded clearly. | | CIBIL Check / Credit Assessment | Bank pulled credit score (min 650–700 generally needed). | Check your credit report for errors. | | Field Investigation (FI) | Physical/telephonic verification of residence/employment. | Cooperate with verification officer. | | Technical & Legal Approval | Property title, valuation, and legal clearance underway. | Provide property documents if not already done. | | Sanctioned | Loan approved in principle. Sanction letter issued. | Review sanction terms (rate, fees, tenure). | | Disbursement in Process | Loan amount being prepared for release to builder/seller. | Ensure all pre-disbursement conditions met. | | Disbursed | Loan amount credited to agreed party. | Start EMI as per schedule. | | Rejected | Application declined (credit, policy, or document issue). | Ask for specific reason; reapply after 6 months. | | On Hold | Awaiting customer action or additional info. | Check email/SMS for pending requirements. | If you are unable to access the internet
If your loan is already active, you can view your , EMI details , and loan summary via: Home Loan Sanction Disbursement Process - ICICI Bank | | Document Scrutiny | Basic document verification
If you have recently applied for a loan but do not yet have a loan account number, you can track the status of your application using the bank's dedicated tracking portal.
:If you are an existing ICICI Bank customer, you can log in to your Internet Banking account. Go to the 'Loans' section to view any active or pending loan applications. Offline Methods for Tracking Status