Your issuer may not offer it. Use app alerts + transaction controls instead.
Any new point-of-sale purchases, online shopping, ATM withdrawals, and cash advances will be declined. locking your credit card
Why lock a card? You're usually not liable for fraudulent credit card charges anyway, but locking a card might reduce hassle later... NerdWallet Credit Card Lock: A Quick Guide - Chase Bank Locking your credit card can be a way to help prevent new charges while allowing recurring payments to continue. Credit card locks... Chase Bank Locking Your Credit Card: How it Works, When To Do it - FinanceBuzz Mar 18, 2026 — Your issuer may not offer it
Locking your credit card is an effective way to protect yourself against unauthorized transactions and add an extra layer of security to your financial transactions. By understanding the benefits and process of locking your credit card, you can take control of your financial security and prevent potential losses. Why lock a card