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Using Digilocker, investors can complete their KYC and book FDs instantly online. ICICI Home Finance vs. ICICI Bank FD Rates
| Tenure Completed | Penalty / Revised Rate | | :--- | :--- | | Less than 3 months | Interest not paid or paid at savings rate | | 3 – 6 months | 4% – 5% p.a. or base rate minus 2% | | 6+ months | Contracted rate minus 1% – 2% penalty |